Incident · 8-K Item 8.01
Prosper data breach: Social Security numbers taken through database queries, and 1,161,581 Texans notified
Compiled from public records. Updated 2026-11-13. By the cisonews.net Desk.
The Prosper data breach affected 13,076,476 people, the total Prosper Marketplace Inc reported to Indiana's attorney general for notices sent on December 9, 2025, for a breach dated April 29, 2025. Prosper Marketplace and Prosper Funding (together, Prosper) found on September 1, 2025 that an unauthorized third party had gained access to its systems. Prosper says personal information, including Social Security numbers, was obtained, partly through unauthorized queries on the databases that store customer and applicant data. Texas's attorney general lists 1,161,581 Texans for the breach. Prosper has not published a national total in its SEC filings. It says there is no evidence that anyone reached customer accounts or funds, and that the incident has not had a material effect on its business to date.
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Oregon's Department of Justice gives the first total: its breach list records 13,076,476 people for Prosper Marketplace, with a breach window from April 29 to September 2, 2025, discovery on September 1, 2025 and notice on December 9, 2025. Only DentaQuest's 15,000,000 is larger on Oregon's list for 2025 and 2026. The window means the intruder's access began about four months before Prosper found it.
How many people were affected by the Prosper data breach?
Prosper itself has not disclosed a total. The 13,076,476 figure is the one it gave the states: Indiana's attorney general records the same total in its 2025 report, with 275,894 Indiana residents, a notice sent on December 9, 2025 and a breach date of April 29, 2025, the same dates Oregon lists. It is the largest total in Indiana's 2025 report, which puts Prosper first in the largest data breaches of 2025. Its September 2025 8-K said it was still working out how many records were compromised and would notify people on a rolling basis. Its annual report for 2025 gives no count either. The one public number is Texas's: 1,161,581 Texans, posted on December 10, 2025. It covers Texas residents only.
| Source | Who it counts | Number | Date |
|---|---|---|---|
| Oregon DOJ | All affected | 13,076,476 | Notice December 9, 2025 |
| Texas attorney general | Texans | 1,161,581 | Posted December 10, 2025 |
| Prosper SEC filings | All affected | Not disclosed | Through the 2025 10-K, filed March 26, 2026 |
The Texas record lists names, Social Security numbers, government-issued ID numbers, financial information such as account or card numbers, and dates of birth among the types involved.
What happened at Prosper?
| Date | Event |
|---|---|
| September 1, 2025 | Prosper identifies the unauthorized access |
| September 17, 2025 | Form 8-K, Item 8.01 |
| December 10, 2025 | Texas posts its record (1,161,581 Texans) |
| March 26, 2026 | Form 10-K: no material effect to date |
Prosper says it started its cybersecurity response plans, investigated and contained the incident with outside experts, and told law enforcement. It filed under Item 8.01 rather than Item 1.05. In the 8-K it said it had not yet determined whether the incident was reasonably likely to have a material impact. The guide to Item 8.01 versus Item 1.05 explains the difference.
Were Prosper accounts or money affected?
No, according to Prosper. Both the 8-K and the 10-K say there is no evidence of unauthorized access to customer accounts and funds, and that customer-facing operations kept running. The risk for affected people is the personal data itself, chiefly Social Security numbers.
Was the Prosper breach material?
Not so far, by Prosper's account. The 10-K for 2025 says such incidents have not had a material effect on its business or operations to date. It also names a higher cost for its cybersecurity insurance as one of the risks that remain.
What Washington's attorney general recorded
Washington's attorney general lists a report from Prosper Marketplace, Inc, received on December 9, 2025, with 249,848 Washington residents affected and a breach date of April 29, 2025. For those residents the record lists names, Social Security numbers, financial and banking information and dates of birth as compromised. Washington's breach date falls four months before September 1, 2025, the day Prosper says it found the access; the record does not explain the difference.
What the filings leave open
- How many people were affected in total.
- How the third party got in.
- Whether applicants who never borrowed are among those affected, since the queried databases held applicant data too.
How this disclosure's timing compares
Prosper Marketplace disclosed 16 days after the discovery date its filing gives. Across the 21 other filings under 8-K Item 8.01 on cisonews.net that date discovery to the day, the median gap is 3 days.
The rule behind an Item 8.01 filing
Item 8.01 (Other Events) is the item the SEC's Division of Corporation Finance encouraged companies to use for a cybersecurity incident they have not yet determined to be material, or have determined is not material. Its May 21, 2024 statement says a company that later determines the incident is material should file under Item 1.05 within four business days of that decision. Source: U.S. Securities and Exchange Commission, statement by the Director of the Division of Corporation Finance. The guide Item 8.01 versus Item 1.05: when a cyber incident moves between them reads the rule in full, and the glossary defines Form 8-K Item 1.05.
Other financial services incidents on cisonews.net
- ICW Group Holdings, Inc., Breach notice, first disclosed November 13, 2026
- Point72 Asset Management, L.P., Breach notice, first disclosed November 5, 2026
- The Vanguard Group, Inc., Breach notice, first disclosed November 4, 2026
- Hippo Analytics, Breach notice, first disclosed November 3, 2026; 176,128 affected in total (Indiana Attorney General)
- Baanx US Corp, Breach notice, first disclosed October 30, 2026; 6,594 affected in total (Indiana Attorney General)
Sources
- 2026-11-12 · AIndiana Attorney General, data breach year-to-date report 2025, published November 12, 2026
- 2026-11-11 · AOregon Department of Justice, consumer data breach list, published November 11, 2026
- 2025-09-17 · AProsper Marketplace, Inc. and Prosper Funding LLC, Form 8-K, Item 8.01 (SEC EDGAR), published September 17, 2025
- 2026-03-26 · AProsper Marketplace, Inc. and Prosper Funding LLC, Form 10-K for the fiscal year ended December 31, 2025 (SEC EDGAR), published March 26, 2026
- 2026-11-08 · ATexas Attorney General, data security breach reports, published November 8, 2026
- 2026-11-09 · AWashington Attorney General, data breach notifications, published November 9, 2026
- 2024-05-21 · AU.S. Securities and Exchange Commission, statement by the Director of the Division of Corporation Finance, published May 21, 2024
Tier A: the organization itself (including notices it filed with a state attorney general), a regulator or SEC EDGAR. Tier B: established press. Each fact on this page carries its supporting passage in the page source.
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